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Terms of Service

You know, lawyer stuff.


Gane Loans Terms of Service

Terms

By accessing the website at https://loans.gane.io, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Gane Loans' website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials;

use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

attempt to decompile or reverse engineer any software contained on Gane Loans' website;

remove any copyright or other proprietary notations from the materials; or

transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Gane Loans at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

The materials on Gane Loans' website are provided on an 'as is' basis. Gane Loans makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Gane Loans does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall Gane Loans or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Gane Loans' website, even if Gane Loans or a Gane Loans authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of materials

The materials appearing on Gane Loans website could include technical, typographical, or photographic errors. Gane Loans does not warrant that any of the materials on its website are accurate, complete or current. Gane Loans may make changes to the materials contained on its website at any time without notice. However Gane Loans does not make any commitment to update the materials.

Links

Gane Loans has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Gane Loans of the site. Use of any such linked website is at the user's own risk.

Modifications

Gane Loans may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Texas and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Contacts Disclaimer

If you permit the Gane app to access the address book on your device through the permission system used by your mobile platform, we may access and store names and contact information from your address book to facilitate social interactions through our Services and for other purposes described in this Statement or at the time of consent or collection.

Device Information Disclaimer

We may collect information about your mobile device, including, for example, the hardware model, operating system and version, app version, and unique device identifier.

Gane Loans Terms

By accepting the Gane Loans and selecting specific terms you agree to the repayment schedule. Repayment may be made thru the web or mobile app and time frames are specific to the terms agreed upon during application process. Failure to repay loan may result in debt being turned over to collections. Contact us at support@gane.io with any questions around repayment or terms.

Who Can Apply For a Gane Loan?

U.S. residents over the age of 18 (19 for Alabama or Nebraska residents) are eligible, provided we can verify your identity.

Messaging Disclaimer

Message and data rates may apply.

Credit Check and ID verification

Gane uses 3rd party systems to verify users identification. ID verification is done with security in mind and meets or exceeds all industry standards. Gane performs a soft credit check to assess user eligibility. Soft check will not show up on user credit report or effect credit score.

Terms of use

Per our Terms and Conditions, Gane reserves the right to cancel or discontinue any and all services, loans as well as user accounts at any time. User compliance is implied at the time of Gane account creation.

Privacy Notice

This privacy notice discloses the privacy practices for Gane Loans https://loans.gane.io. or Gane Loans app. This privacy notice applies solely to information collected by this website. It will notify you of the following:

1. What personally identifiable information is collected from you through the website and app, how it is used and with whom it may be shared.

2. What choices are available to you regarding the use of your data.

3. The security procedures in place to protect the misuse of your information.

4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

We may contact you via email in the future to tell you about, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address support@gane.io:

1. Change/correct any data we have about you.

2. Express any concern you have about our use of your data.

Security

We take precautions to protect your information. When you submit sensitive information via the website and or Gane App, your information is protected both online and offline.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.